One of California’s greatest perks is its proximity to the coast; ironically, this can also be its biggest downfall. Flooding is an undeniable reality in California. However, as long as you’re insured, situations can be made relatively less dire. You might be able to recover what you’ve lost. If you find yourself and your family safe enough to consider insurance in the aftermath of a flood, here is what you need to do.

Take Stock

Review your policy to understand what’s covered. Flood insurance comprises two parts: building coverage and contents coverage. Building coverage protects the structure of your home and all associated amenities, such as pumps, tanks, and air conditioning systems. Contents coverage shields any personal property you may have within your home.

What to Do Next

Once you’ve made a claim to your insurance company, they will evaluate it and assign an adjuster. This individual can assess the flood damage in person or by means of photographs and other documentation if you prefer. Following this, you and your adjuster can submit documentation for the claim. It’s important to ensure that all required documents have been submitted. Once approved, the claim will yield compensation.

Allied Brokers Insurance Agency Inc., Serving Palo Alto, CA

If you live in the Palo Alto, CA, area and need flood insurance, please contact Allied Brokers Insurance Agency Inc. Our proficient, professional, and prompt agents will do their best to help you find the policy that best suits your needs.