For the most part, drivers on the road get a car insurance policy to protect a vehicle that they’ve driven off of the lot and kept in the same condition since they’ve been behind the wheel. However, other people like to make their cars their own. This might include a wide range of customizations and aftermarket additions that enhance the look and performance of their vehicles. But if you fall into the latter category, it’s important to ask whether your average auto insurance policy covers these kinds of customizations. Let’s look at what auto insurance generally covers and how you can find the right policy with the support of us here at Allied Brokers Insurance Agency Inc. in Palo Alto, CA.
Are Car Customizations Covered Under Auto Insurance Policies? Generally, No.
If you find yourself in an accident and you’re hoping that your customized car will be covered, you may be surprised to find that you don’t have coverage extending beyond the car’s value. Customizations can generally be quite expensive, and these aren’t factored into the coverage you receive when you agree to purchase a policy with an auto insurance provider.
But that doesn’t mean you’re out of luck. The best way to make sure that your car is fully covered should you choose to modify it in any way is to buy supplemental coverage or coverage that pertains specifically to the wide range of customizations that you plan on making. It’s not uncommon for cars to be customized in some way, shape, or form. As such, finding a good policy and a supplemental policy is more than possible.
Get the Coverage You Deserve with Allied Brokers Insurance Agency Inc.
We at Allied Brokers Insurance Agency Inc. in Palo Alto, CA, make it easy to find auto insurance, whether you have a customized car or not. Are you ready to shop around for policies? Compare quotes with us today!
