Several auto insurance coverages may offer protection for your vehicle, safeguarding against various causes of damage. Here are some of the main ones we at Allied Brokers Insurance Agency Inc. often recommend that Palo Alto, CA drivers acquire.
Collision Coverage
Collision coverage may cover your vehicle’s repair or replacement cost if you are involved in an accident with at least one other vehicle. Whether in a minor accident in the parking lot, hit at a red light at one of Palo Alto, CA’s intersections, or in a multi-vehicle pile-up on the highway, this could cover the damage your car or truck sustains.
Collision coverage may pay for repairs to your vehicle or the vehicle’s value if repairs cost more than the car or truck’s worth.
Comprehensive Coverage
Comprehensive coverage can supplement collision coverage by covering non-accident incidents that cause damage to your vehicle. For instance, comprehensive might cover theft, vandalism, fire, animal strikes, hail, and more. The risks in downtown Palo Alto or when traveling into the mountains differ, but comprehensive coverage can provide essential protection in each location.
Comprehensive insurance could pay for repairs like collision if your vehicle sustains damage in a covered incident. It could also pay the full value of your vehicle if it’s totaled.
Securing the Right Coverage
Ensure your auto insurance adequately insures your car or truck against damage. For assistance in reviewing these and other coverage options, contact us at Allied Brokers Insurance Agency Inc. We’ve helped many drivers obtain the auto insurance protections they need and are ready to assist you. Secure coverage today in case something happens to your vehicle tomorrow.