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Auto Insurance Overview

Insurance by Allied Brokers represents over a dozen insurers, offering you the benefit of price and coverage comparison when it comes to selecting the right Auto Insurance for you. If you're thinking about automobile insurance, motorcycle insurance, or any other insurance like classic collectibles, boat/yacht, ATVs, etc., let us help you find the coverage that works best for you.

Request your free Auto quote today, or click on the links below to learn more about Auto Insurance.

Description of Coverages
Do you qualify for Discounts?
Teeange Drivers
What Companies We Represent
Description of Coverages

To offer you competitive pricing, Insurance by Allied Brokers offers automobile policies from a range of insurers. Automobile policies offer these standard and optional coverages:


To pay for bodily injury and/or property damage to a third party for which you, any other driving member of your household, or someone who borrows your automobile, becomes legally responsible because of an automobile accident in which you were determined at fault for.

Medical Payments

To pay for resaonsble medical and funeral expenses incurred by you and any passenger in your auotmobile, or by you and members of your household while occupying an automobile or as a pedestrian struck by a motor vehicle. This coverage will pay even if the accident is your fault.

Uninsured Motorists

If you, or members of your household, are injured while in an automobile or as pedestrians by the driver of an uninsured automobile, this insurance pays the claim you would have made against the at-fault person.

Under-insured Motorists

If you are legally entitled to collect payments for bodily injury damage from another party because of an automobile accident and that party's liability insurance is exhausted (because of payments of judgements or settlements) you may collect the unpaid difference of your loss from your own company, providing your limits are higher than that of the at fault party.

Uninsured Motorist Property Damage/Collision Waiver

If an identified, at fault, but uninsured motorist collides with your automobile, the resulting damage will be paid under your policy. With collision coverage, your deductible will be waived.


Comprehensive coverage pays after a deductible for damage to your automobile from a wide range of damags such as: theft, vandalism, natural disasters (i.e. hailstorms, windstorms, flood), fire, explosion, glass breakage, falling objects or virtually any other type of damage except collision, upset, or mechanical breakdown.

Towing and Labor Costs

When your automobile breaks down or is disabled in a collision, regardless of fault, towing and on-site labor costs are covered.

Rental Reimbursement

When an automobile is rented from a rental agency or garage as the result of a covered loss, this coverage reimburses you for the rental fees.

For more information on the different types of coverages offered under Auto Insurance, a free quote, or if you're looking to replace your existing policy, please contact an agent today at the Insurance by Allied Brokers Office (650) 328-1000. We'll make sure you get the right coverage for your lifestyle, at the right price.

Auto Discounts

The table below explains several discounts you may be eligible to apply to your auto insuance. You can save hundreds of dollars if you qualify for just a few of these. Let Insurance by Allied Brokers show you how to save money, call us today for a detailed quote.

Table of Auto Discounts
HOME/AUTO up to 30% Home and auto insurance with same insurer
RENEWAL up to 20% Renewing insurance with same insurer
CLAIMS FREE up to 30% No claims within three years
MULTI-CAR up to 20% Two or more cars on same policy
MARRIED up to 20% Married or domestic partner
ENGINEER/STUDENT 12-15% Occupation group
OCCUPATION GROUP 7-12% Occupation group
GOOD STUDENT 15% 3.0 GPA or better
MATURE DRIVER up to 10% Over 50
GOOD DRIVER 20% Less than two traffic violations
AIRBAG up to 10% Automatic according to VIN
ANTI-THEFT DEVICE up to 10% Automatic according to VIN
What every Parent and Teenager must know

If you have a teenage driver in your home, remember these important points regarding your insurance premium:

  • Insurers levy a severe penalty if your teen has ANY tickets or accidents.
  • If your teen has a 3.0 or better GPA any period of this quarter or cumulative, a Good Student Discount of 5-15% (depending on the insurer), can be applied to your premium, up to age 24.
  • Due to competition and the difficulty of changing rates, some companies will have unintentionally low rates for young drivers.
  • A student away at school over a 100 miles away without a car is a substantial discount.
The Companies We Represent

Insurance by Allied Brokers offers automobile insurance policies from the following:

  • Allied Insurance Company
  • American Collectors
  • Arrowhead Clarendon
  • California Insurance Group (CIG)
  • Foremost
  • Fireman's Fund
  • Great American
  • Hartford
  • Mercury
  • Nationwide
  • Progressive West
  • Travelers

Truth is, there is no "best" insurance company out there. When it comes to safeguarding yourself, your family, and your assets, it takes experience to seek out the best insurance policy offering everything you need, at the best price on the market. Let Insurance by Allied Brokers do the searching for you, give us a call today at 650) 328-1000 to speak to a live agent. We're here to help you.

Cities Served: Menlo Park, Redwood City, Atherton, San Carlos, San Bruno, San Mateo, Burlingame, Foster City, San Francisco, Brisbane, Belmont, Los Altos, Los Altos Hills, Sunnyvale, Mountain View, Cupertino, Saratoga, Half Moon Bay, San Jose, Campbell, Los Gatos, Milpitas, Santa Clara

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